Total & Permanent Disability Claims

(TPD claims)

Total Permanent Disability Claims

If you have taken out total permanent disability (TPD) cover as part of your superannuation policy, you may be entitled to claim a lump sum of money.

Find out where you stand.  Speak to our TPD lawyers today.

You can claim benefits from your superannuation fund if you are unable to work due to injury or illness, provided you had an active policy at the date you last worked or when your accident occurred.

These benefits may include:

  • Income protection which provides you with a stream of income for a period of time whilst you’re unable to work.
  • Total Permanent Disability benefit, where you are unable to do work for which you are skilled and have experience to perform.
  • Death benefit, payable to the policy holder’s beneficiaries in the event of their death.
  • Trauma benefit i.e. cancer, heart attacks and strokes. Often you would have opted to take out this policy which entitles you to a lump sum where you suffer from the specific trauma.

If you had multiple superannuation policies you may be able to make multiple TPD claims.

Every superannuation fund is different in their definitions, criteria and requirements for a claim. Your entitlements depend on both the terms of the trust deed, and the specific insurance policy.

Our TPD lawyers at Maxiom Injury Lawyers will gather and carefully assess these documents and provide personalised advice about your entitlement to claim.

“Sach Fernando immediately put in place the necessary framework required to achieve the ultimate financial outcome and to ensure I had the right support during such a difficult time – both were achieved and exceeded my expectations, including the accessing of all superannuation and insurance benefits available to me.”

– Jason Thomas

Why Maxiom Injury Lawyers?

In our experience, clients receive the most benefit during the legal process when they work with a lawyer who actively listens to their stories and understands their concerns about the legal process.

That’s why at Maxiom Injury Lawyers you will be partnered with an Accredited Specialist in Personal Injury Law who is accessible when you need and will advocate for your rights, be your voice and ensure you receive your full and fair entitlements. We are also committed to keeping legal fees low so that you receive the maximum amount of compensation

To start your path to recovery, you can contact us at any time by phone or enquiry form. If you are not quite ready to speak to us, we also offer a Free Claims Check so you can find out if you are eligible to make a claim for your injury.

Read more from our clients here

The team at Maxiom are professional, diligent and compassionate. They understand how stressful clients situations can become and approach challenges with compassion and empathy. For injury claims you definitely want Maxiom in your corner. Thank you Sach, you have made such a positive impact on my life, I can’t thank you enough.

- Nathan Guner

When you are a client of Maxiom you know you are receiving all the information you need to make good decisions for yourself.  It helps you feel empowered in a legal process that can strip you of so much which is important.

- Alice Cooney

I injured my back at work and was recommended to talk to Sach at Maxiom Injury Lawyers.  Money can’t heal my injury but does help relieve the stress of paying the mortgage. If you are injured and need a supportive team around you, call Sach.

- Joanne Clancy

I had an amazing experience with Maxiom Injury Lawyers. My English is not very good and I was very stressed because of my back injury.  Shane and Sach gave me emotional support as well as always arranging an interpreter to explain my Work Cover claim.  They are highly professional, compassionate and accommodating.

- Sarbjeet Kaur

Sach Fernando immediately put in place the necessary framework required to achieve the ultimate financial outcome in my workplace bullying claim; and ensured I had the right support during such a difficult time – both were achieved and exceeded my expectations, including the accessing of all superannuation and insurance benefits available to me.

- Jason Thomas

I would like to thank Sach and his team at Maxiom Lawyers for all your hard work, there are no words that will ever be able to explain how much gratitude I have for Sach helping my husband and our family through one of the toughest times in our life from a work injury.

- Tia C

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Meet Your Team

Meet our team of personal injury law Accredited Specialists and qualified lawyers with more than 30 years of combined experience. Our services are given on a “No Win, No Fee” basis and we are committed to obtaining the maximum compensation that you deserve.

Our highly efficient and collaborative team hold weekly strategy meetings to discuss all client files to ensure that every claim is progressed at the right time and you are kept updated. This means you can be confident that your lawyer is working hard to ensure your claim never stands still and that when your case is successful you have received value for money.

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If you have been injured in public, due to a defective product, medical negligence or wrongful death you may be eligible to compensation. …
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Your path to recovery starts today

Make an appointment at one of our offices across Victoria today or call us and we can come to you.