Are you or a family member suffering from a chronic illness and no longer able to work?
You may be entitled to a significant financial payout, if you hold total and permanent disability insurance and/or income protection insurance, found within your superfund or purchased retail policy.
Real life case study at Maxiom Injury Lawyers
In 2021, our client was given the devastating news that she was suffering from Crohn’s disease.
Our client was faced with numerous surgeries and hospitalisations, and significant financial distress, making each day a struggle.
In 2022, we submitted a claim for total and permanent disablement benefits, through her superfund.
Our client’s superfund rejected the claim on the basis that the insurer formed an opinion, that Crohn’s disease was temporary and that our client would be capable of returning to employment.
Our TPD lawyer strongly disputed the insurers decision to decline our clients claim and were able to establish that Crohn’s disease is in fact an ongoing illness and individuals suffering with this specific illness remain in constant pain, fatigue and have poor quality of life.
Our client was paid her lump sum benefit of $250,000.
How to Fight Back Against a Denied TPD Claim
Here’s how we can support you in securing the compensation you deserve :
- Strengthen Your Case with Comprehensive Medical Evidence :
Medical records alone might not be enough. We work closely with your medical practitioners to ensure we present a full, detailed picture of your illness, both past and ongoing. In this case, proving the lasting effects of Crohn’s disease, even after surgeries, was key to getting the claim approved. - Appeal Your Rejection :
If your claim is denied, don’t give up. We’ll help you gather additional medical opinions and expert testimonies, building a compelling case for reconsideration. - Let Us Handle the Complex Paperwork :
Insurance paperwork can feel overwhelming, but you don’t have to do it alone. We’ll take care of the forms, communicate directly with the insurers, and make sure your claim is presented in the strongest possible light.
Get the Support You Deserve
If you’re living with a chronic illness, you don’t have to face it alone.
Reach out to us now, and we’ll guide you through the process of pursuing a total and permanent disability and or income protection claim.
